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Security and Privacy

Home Security and Privacy







Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.



The types of personal information we collect and share depend on the product or service you have with us. This information can include:

- Social Security number and Insurance Applications

- Account Balances and Account History

- Credit Worthiness and Credit History

When you are no longer our customer, we continue to share your information as described in this notice.



All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information: the reasons Farmers & Merchants Savings Bank chooses to share; and whether you can limit this sharing.


Reasons we can share your personal


Does Hiawatha Bank &

Trust Company share?

Can you limit this


For our everyday business purposes –

Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus





For our marketing purposes –

To offer our products and services to you





For joint marketing with other financial companies


We Don’t Share

For our affiliates’ everyday business purposes – Information about your transactions and experiences




We Don’t Share

For our affiliates’ everyday business purposes –

Information about your creditworthiness


We Don’t Share

For non-affiliates to market to you


We Don’t Share



Call (319)341-5900 or go to


Who we are

Who is providing this notice?

Farmers & Merchants Savings Bank

2235 Mormon Trek Blvd. Iowa City, IA 52246


What we do

How does Hiawatha Bank & Trust Company protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Hiawatha Bank & Trust Company collect my personal information?

We collect your personal information, for example, when you

- Open an account or Apply for insurance

- Apply for a loan or Deposit account

- Make deposits or withdrawals from a Farmers & Merchants Savings Bank account

Why can’t I limit all sharing?

Federal law gives you the right to limit only

- Sharing for affiliates’ everyday business purposes –

information about your creditworthiness

- Affiliates from using your information to market to you

- Sharing for non-affiliates to market to you

State laws and individual companies may give you additional

rights to limit sharing.




Companies related by common ownership or control. They can be financial and non-financial companies;

- Country Bancorporation, Crawfordsville, Iowa

- The Exchange State Bank, Springville, Iowa

- Farmers & Merchants Savings Bank, Iowa City, Iowa

- Hiawatha Bank & Trust Co., Hiawatha, Iowa

- Peoples Trust & Savings Bank, Riverside, Iowa

- White State Bank, South English, Iowa


Companies not related by common ownership or control. They can be financial and non-financial companies.

Farmers & Merchants Savings Bank does not share non- public information with non-affiliates.

Joint marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

- Farmers & Merchants Savings Bank does not participate in

any joint marketing relationships.


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